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Key benefits

0% Instalment Plan On Contribution Payment

10% Instant Discount

RM15,000 Complimentary PA Coverage

Eligibility

Individuals aged 17 to 80 years old.

Private cars aged less than 20 years with comprehensive cover only.

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FAQ

What are the covers / benefits provided?

This product covers:
1. Loss or damage to your own car due to accident, fire or theft.
2. Your liability or your authorized drivers’ liability to third party for:
- Bodily injury and death; and
- Property loss or damage.

How do I increase my personal accident coverage?

You can add "Motor PA Plus" to your certificate. It offers extra coverage for you and your passengers in the event of death or permanent disability due to a car accident. It also includes additional towing services.

Will my No Claim Discount (NCD) be affected if I make a windscreen claim?

Yes, it will not be affected if you have added a Cover for Windscreens, Windows and Sunroof.

What is the difference between Agreed Value and Market Value?

Agreed Value is the amount of sum covered that we will reimburse you in the event of total loss or theft. Whereas Market Value is the amount of sum covered that we will reimburse you according to the market value of your car at the time of total loss or theft but subject to the sum covered as selected by you.

The benefit(s) payable under eligible product is(are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my).

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