ELIGIBILITY

This Campaign is open to all Malaysian citizens aged 18 years old and above during the Campaign Period, subject to the following eligibility criteria:

• • Individuals who subscribe any of the following products: Kaotim MediKad, Kaotim Legasi, Kaotim Car or Kaotim Motor, from the 15th to the 20th day of any month during the Campaign Period (“Kaotim Customer(s)”); or
  • Individuals who are not Kaotim Customers and who complete and submit the survey form during the Campaign Period (“Non-Kaotim Customer(s)”)

(all eligible participants shall hereinafter be referred to as “Participants”).

MECHANICS

Kaotim Customers:

• To qualify for the Campaign, a Kaotim Customer must successfully subscribe any of the following Kaotim products from the 15th until 20th day of any month during the Campaign Period:

a. Kaotim MediKad;
b. Kaotim Legasi;
c. Kaotim Car; or
d. Kaotim Motor.

• Each eligible Kaotim Customer shall be entitled to receive ten (10) unique RM5 ZUS Coffee e-Vouchers, with a total value of RM50, subject to successful verification by Takaful Malaysia.
• The reward is limited to the first two hundred (200) eligible Kaotim Customers throughout the Campaign Period, on a first-come, first-served basis and subject to availability.
• The rewards shall be allocated among eligible Kaotim products as follows:

a. Kaotim MediKad Fifty (50) customers

b. Kaotim Legasi Ten (10) customers

c. Kaotim Car One hundred and twenty-five (125) customers

d. Kaotim Motor Fifteen (15) customers

• The ZUS Coffee e-Vouchers will be distributed to eligible Kaotim Customers via Electronic Direct Mail (EDM) to the email address registered with Takaful Malaysia. The e-Vouchers will be distributed by the end of the each month or within such other period as determined by Takaful Malaysia.
• The e-Vouchers must be redeemed by 31 December 2026.

Non-Kaotim Customers:

• A survey will be distributed through designated digital channels for the purpose of this Campaign and will be made available exclusively to Non-Kaotim Customers. Kaotim Customers are excluded from the survey distribution.
• Non-Kaotim Customers must complete and submit the survey during the Campaign Period to be eligible for the Campaign.
• Only complete and valid survey submissions shall be accepted and considered.
• Each eligible Non-Kaotim Customer shall be entitled to receive one (1) RM5 ZUS Coffee e-Voucher, subject to successful verification by Takaful Malaysia.
• The reward is limited to the first four thousand (4,000) eligible Non-Kaotim Customers throughout the Campaign Period, on a first-come, first-served basis and subject to availability.
• Kaotim Customers are not eligible to receive the e-Voucher under this survey-based mechanism.