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Subscribe to Kaotim MediKad now!

Enjoy instant coverage with no waiting period & one month contribution rebate 

  • Campaign Active
25 November 2025 – 31 December 2025

Terms & Conditions apply. Read here.

Eligibility

Campaign Mechanics

Eligibility

This Campaign is open to all individuals who fulfil all the following criteria:

  • Subscribe to a new Kaotim MediKad certificate during the Campaign Period; and
  • Have an existing individual medical takaful certificate/insurance policy from another takaful/insurance company which has been continuously in force for more than four (4) months at the time of application for Kaotim MediKad; and
  • The Kaotim MediKad application is assessed and approved by Takaful Malaysia's underwriting assessment as a "Standard" case i.e., without any loadings or exclusions applied to the new Kaotim MediKad certificate.

Campaign Mechanics

To participate, eligible customers must apply for Kaotim MediKad through any of the following channels:

a. Any Takaful myCare Centre (TMCC) branch; or

b. The Kaotim MediKad subscription journey at Kaotim Medikad
During the application process, customers must truthfully disclose and answer the question confirming that they have an existing individual medical takaful certificate/insurance policy from another takaful/insurance company.
Eligible customers will need to acknowledge an additional disclosure on the Aqad, Declaration and Authorisation by Proposed Participant page.
Once the eligible customer’s Kaotim MediKad certificate is successfully issued and in force during the Campaign Period, the customer will be recognised as part of this Campaign (“Participant”).
The successful issued certificate under this Campaign will be granted instant coverage, which the one hundred twenty (120)-day waiting period for specific illnesses and the thirty (30)-day waiting period for other illnesses will be waived.
The Participant whose Kaotim MediKad certificates remain in force for three (3) months from the certificate issuance date will receive a rebate equivalent to one (1) month’s contribution.
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Syarikat Takaful Malaysia Am Berhad 201701032316 (1246486-D)

 

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